Monthly Insolvency Statistics: July 2025 Shows Levelling Off Of Liquidations

The number of registered company insolvencies in England and Wales was 2,081 in July 2025, similar to both June 2025 (2,053) and the same month in the previous year (2,078 in July 2024). Monthly company insolvency numbers in the first seven months of 2025 were higher than the second half of 2024, but remained slightly lower than the 30-year annual high seen in 2023.

As such,  there isn’t much to say really accept the summer months are alwas a bit volatile as you can see in the peak recorded in May.

The insolvency rate of c. 36-37 per 10,000 companies has remained remarkably steady in 2025 down from the peak of 40 seen in spring 2024.

The majority of the debts accrued during the pandemic have washed through the system.  So, those who cannot pay their BBLs and CBILS have already been into an insolvency procedure.

Further tax rises may dampen consumer spending in the latter part of the year but many companies have been sensible with keeping costs down.

It is often in a big boom that more companies go bust due to too much optimism combined with poor financial controls.