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Having worked hard to build up a business which had been restructured and re-branded in 2013, we realised that the debts that it had built up over 2012 were in danger of destroying it. Our business was moving into profit and yet pressure from our 2 main creditors (HMRC and Council) were literally days away from bringing it all to an end.

I met with Derek from KSA and knew immediately that something could be done, not only this but the dept of knowledge that he had put me at ease. We immediately engaged KSA to put forward a CVA proposal to our creditors which was accepted by 100% of those who voted (inc. HMRC and Council) last week.

KSA have worked tirelessly to halt action from all creditors to allow us to put together our plan. If you are reading this, you will know how stressful and worrying creditor pressure can be and the associated worry of losing your business and ultimately failing. If your business is viable then KSA will leave no stone un-turned in finding a solution, they are well known to a lot of bodies in the UK, including HMRC who halted action for over 3 months to allow us to work on our CVA proposal.

This is just a short note to thank everyone involved, special thanks must go to Derek and Eric and extra special thanks to Eirlys who pulled everything together and probably was pulling her hair out at times with us!  Thank you so much for allowing us the chance to now trade through 2014 and beyond and fulfill the full potential of what we know we are capable of. 

Ken Rowand

Rowand Fine Wine & Delicatessens Ltd
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